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Not sure which loan program best fits your needs? Have a general question you would like to ask? Use our Ask the Expert section to find the answers to your home loan questions.

Most popular home loan programs.

Even if you cant find your loan program, we offer a variety of mortgage loan products to fit your financial goals and objectives. » Ask the Expert.

Conventional Loans

Home Loans in South Dakota

Otherwise known as conforming loans, the conventional loan is not secured by government agencies. A conventional mortgage is a loan, typically fixed in its terms and rate.

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FHA Home Loans

FHA Home Loans in Rapid City

FHA loans offer various options for home buyers seeking low down payments with flexible options. You may be able to roll your closing costs and other fees into the loan.

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VA Home Loans

VA Home Loans in South Dakota

VA Home loans are backed in part by the Department of Veterans Affairs and made to eligible veterans, those currently serving, and sometimes eligible spouses.

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USDA Home Loans

Rural Development and USDA Home Loans in South Dakota

Unlike conventional loans, USDA mortgages have no down payment requirement, which allows a home buyer to finance a home for 100 percent of its purchase price.

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